西安2021年2月24日(ri)(ri) /美(mei)通(tong)社/ -- 為穩妥推進重疾(ji)(ji)險產(chan)品(pin)(pin)的(de)迭(die)代(dai)升級(ji),滿足客戶多元化保(bao)(bao)險保(bao)(bao)障需求,2月1日(ri)(ri),平(ping)安人壽新(xin)定義重疾(ji)(ji)產(chan)品(pin)(pin)全面上市(shi),通(tong)過更加完善(shan)的(de)保(bao)(bao)障責任,配合伴隨式的(de)健康醫療(liao)服(fu)務,打造“新(xin)重疾(ji)(ji)+新(xin)服(fu)務”的(de)重疾(ji)(ji)產(chan)品(pin)(pin)體系,讓(rang)保(bao)(bao)險更有溫(wen)度,助力客戶美(mei)好幸福生活。
隨(sui)著(zhu)《重(zhong)(zhong)大疾(ji)(ji)病保(bao)險的疾(ji)(ji)病定義(yi)使用規(gui)范(fan)(2020年修訂版(ban))》的正式發布,重(zhong)(zhong)疾(ji)(ji)領域(yu)迎(ying)來重(zhong)(zhong)大變革。新重(zhong)(zhong)疾(ji)(ji)定義(yi)順應醫學診療技術和(he)重(zhong)(zhong)疾(ji)(ji)產(chan)品市(shi)場的發展,將有力(li)保(bao)障消(xiao)費者權(quan)益(yi),規(gui)范(fan)市(shi)場行為(wei),推動(dong)行業高(gao)質量發展。為(wei)響應監(jian)管新規(gui),確保(bao)重(zhong)(zhong)大疾(ji)(ji)病保(bao)險新老(lao)規(gui)范(fan)平(ping)穩切換,助(zhu)力(li)健(jian)康中國建設,平(ping)安人壽立足客戶需求,融合服務(wu)內容進行產(chan)品設計,在保(bao)單全周期內給予客戶暖(nuan)心守護(hu),為(wei)客戶筑牢健(jian)康防線。
更全更優更省心,旗艦產品煥新升級
此次(ci)重(zhong)(zhong)疾(ji)(ji)產(chan)(chan)(chan)品(pin)(pin)(pin)煥新,平(ping)安(an)人壽一方(fang)面(mian)根據新重(zhong)(zhong)疾(ji)(ji)定義更(geng)(geng)新產(chan)(chan)(chan)品(pin)(pin)(pin)條款,升(sheng)級(ji)老產(chan)(chan)(chan)品(pin)(pin)(pin);另一方(fang)面(mian),對重(zhong)(zhong)疾(ji)(ji)產(chan)(chan)(chan)品(pin)(pin)(pin)進行體系(xi)(xi)化梳理,推(tui)出(chu)新產(chan)(chan)(chan)品(pin)(pin)(pin),搭建涵蓋多重(zhong)(zhong)維度、多種(zhong)形(xing)式的(de)重(zhong)(zhong)疾(ji)(ji)保(bao)(bao)障產(chan)(chan)(chan)品(pin)(pin)(pin)體系(xi)(xi),不斷提升(sheng)保(bao)(bao)障深度和廣(guang)(guang)度,以(yi)滿足(zu)客戶差異化的(de)保(bao)(bao)障需(xu)求。其中,高(gao)(gao)端(duan)(duan)系(xi)(xi)列(lie)(lie)平(ping)安(an)六(liu)福保(bao)(bao)險(xian)產(chan)(chan)(chan)品(pin)(pin)(pin)計劃(hua)(hua)(以(yi)下簡稱“平(ping)安(an)六(liu)福”)重(zhong)(zhong)磅上市,打造分(fen)(fen)組(zu)多層(ceng)次(ci)給付重(zhong)(zhong)疾(ji)(ji)產(chan)(chan)(chan)品(pin)(pin)(pin),滿足(zu)高(gao)(gao)端(duan)(duan)客戶多次(ci)保(bao)(bao)障需(xu)求;中端(duan)(duan)系(xi)(xi)列(lie)(lie)旗艦產(chan)(chan)(chan)品(pin)(pin)(pin)平(ping)安(an)福21保(bao)(bao)險(xian)產(chan)(chan)(chan)品(pin)(pin)(pin)計劃(hua)(hua)(以(yi)下簡稱“平(ping)安(an)福21”)更(geng)(geng)新重(zhong)(zhong)疾(ji)(ji)定義,保(bao)(bao)障更(geng)(geng)廣(guang)(guang)、責任更(geng)(geng)全(quan),守護百分(fen)(fen)百保(bao)(bao)險(xian)產(chan)(chan)(chan)品(pin)(pin)(pin)計劃(hua)(hua)升(sheng)級(ji)病種(zhong),優(you)勢更(geng)(geng)加明顯;基礎端(duan)(duan)系(xi)(xi)列(lie)(lie)上市鑫(xin)福星保(bao)(bao)險(xian)產(chan)(chan)(chan)品(pin)(pin)(pin)計劃(hua)(hua),專注重(zhong)(zhong)疾(ji)(ji)保(bao)(bao)障。
以平(ping)安(an)(an)(an)福(fu)21為(wei)例,平(ping)安(an)(an)(an)福(fu)21由平(ping)安(an)(an)(an)平(ping)安(an)(an)(an)福(fu)(2021)重(zhong)(zhong)大疾(ji)(ji)病(bing)保(bao)險、平(ping)安(an)(an)(an)附(fu)(fu)加(jia)特疾(ji)(ji)10(2021)疾(ji)(ji)病(bing)保(bao)險、平(ping)安(an)(an)(an)附(fu)(fu)加(jia)中癥(zheng)輕(qing)癥(zheng)豁免保(bao)險費疾(ji)(ji)病(bing)保(bao)險組成。作為(wei)平(ping)安(an)(an)(an)人(ren)壽保(bao)障旗艦(jian)產品,平(ping)安(an)(an)(an)福(fu)21提(ti)供高達180種(zhong)疾(ji)(ji)病(bing)保(bao)障,覆蓋輕(qing)、中、重(zhong)(zhong)癥(zheng)各(ge)個階段,給予不同疾(ji)(ji)病(bing)階段專屬資金支持。其中,重(zhong)(zhong)疾(ji)(ji)病(bing)種(zhong)由原來(lai)的100種(zhong)擴展至120種(zhong),輕(qing)癥(zheng)賠付次(ci)(ci)數由原來(lai)最高3次(ci)(ci)提(ti)升至最高6次(ci)(ci),并新增20種(zhong)中癥(zheng)責任(ren),超全(quan)保(bao)障實現分(fen)層(ceng)守(shou)護。
平(ping)安福21延續(xu)“保(bao)(bao)障(zhang)會長(chang)大(da)”優(you)勢,客戶最高可享90%的(de)保(bao)(bao)障(zhang)額度增長(chang),若客戶在70周歲的(de)保(bao)(bao)單周年日前不幸罹患輕癥或(huo)中癥,最高可分別增加相(xiang)當于基(ji)本(ben)保(bao)(bao)額60%或(huo)20%的(de)額外身故和(he)重疾保(bao)(bao)險(xian)金(jin);如客戶達成約定(ding)運(yun)動目標,最高可增加相(xiang)當于基(ji)本(ben)保(bao)(bao)額10%的(de)額外重疾和(he)身故保(bao)(bao)險(xian)金(jin)。此外,平(ping)安福21可靈活搭配附加險(xian)種,滿足客戶特定(ding)疾病保(bao)(bao)障(zhang)需求。如等待期(qi)(qi)后初次發生輕癥或(huo)中癥,還可免(mian)交豁免(mian)期(qi)(qi)內(nei)剩(sheng)余(yu)各(ge)期(qi)(qi)保(bao)(bao)費(fei),保(bao)(bao)障(zhang)繼續(xu)有效。
多重重疾正當時,平安六福助力全方位保障
多重重疾險憑借可(ke)進行多次(ci)重疾賠付的優勢特點,實現“一次(ci)選擇(ze)、多次(ci)保(bao)障”,日益受到客(ke)戶青睞(lai)。
為(wei)幫(bang)助客戶抵御多次(ci)患(huan)病的風(feng)險(xian)(xian),平(ping)(ping)(ping)安(an)人壽重磅推出多重重疾險(xian)(xian)平(ping)(ping)(ping)安(an)六福(fu)。平(ping)(ping)(ping)安(an)六福(fu)由平(ping)(ping)(ping)安(an)平(ping)(ping)(ping)安(an)六福(fu)兩全保險(xian)(xian)、平(ping)(ping)(ping)安(an)附(fu)加(jia)(jia)平(ping)(ping)(ping)安(an)六福(fu)提前給付重大(da)疾病保險(xian)(xian)、平(ping)(ping)(ping)安(an)附(fu)加(jia)(jia)中癥(zheng)(zheng)輕癥(zheng)(zheng)豁免保險(xian)(xian)費疾病保險(xian)(xian)組成。
在保障(zhang)范(fan)圍上(shang),平(ping)安(an)六福病種(zhong)保障(zhang)齊全,120種(zhong)重疾、20種(zhong)中(zhong)癥(zheng)、40種(zhong)輕癥(zheng)以及15種(zhong)少(shao)兒(er)特疾,覆蓋輕、中(zhong)、重癥(zheng)不同(tong)階段。
其中,120種重(zhong)疾(ji)劃(hua)分(fen)(fen)為6組,較重(zhong)急性(xing)心肌梗(geng)死(si)、惡性(xing)腫瘤(liu)-重(zhong)度(不包括部分(fen)(fen)早期惡性(xing)腫瘤(liu))、嚴重(zhong)腦(nao)中風(feng)后遺癥(zheng)-永久性(xing)的(de)功能障礙等高(gao)發重(zhong)疾(ji)置于不同分(fen)(fen)組,彼此獨立保障,均(jun)有機會(hui)獲(huo)得給付,最高(gao)可獲(huo)得6次(ci)重(zhong)疾(ji)給付。
等待(dai)期后,首次(ci)罹(li)患(huan)輕、中、重疾,均(jun)可豁免險(xian)保(bao)(bao)險(xian)期內剩(sheng)余(yu)的各期保(bao)(bao)險(xian)費,保(bao)(bao)障繼續有效。如至80歲(sui)未發生(sheng)重疾且生(sheng)存,即給(gei)付(fu)滿(man)期生(sheng)存金,且疾病和身故保(bao)(bao)障仍將持續至終身。
如客戶達成既定運動指標,輕癥、中癥、重疾(ji)以及(ji)身(shen)故保障額度均(jun)可獲得(de)額外增長(chang),以此鼓(gu)勵客戶養成健康生(sheng)活(huo)習慣(guan)。
體系化全鏈路服務,打造新保險溫度
為解(jie)決客戶詢醫難、掛號難、住院(yuan)難、康(kang)復(fu)難等痛點問題(ti),平安(an)人(ren)壽(shou)積極探(tan)索“產品+服務(wu)”模式,聯合平安(an)健(jian)康(kang)互(hu)聯網(wang)、平安(an)智慧城市為客戶提供體系化(hua)的健(jian)康(kang)醫療服務(wu),帶來全周期(qi)、伴隨式、有溫(wen)度的服務(wu)體驗(yan),打(da)造健(jian)康(kang)管理服務(wu)閉環,實現全面溫(wen)暖守護。
匹配不同產品,該系列服務(wu)以“一(yi)名私人醫(yi)生,健(jian)康、醫(yi)療、慢病、重疾四(si)大服務(wu)場景”為基礎,推(tui)出樂享(xiang)RUN、尊享(xiang)RUN、尊享(xiang)RUN Plus三個(ge)版(ban)本。
樂(le)(le)享(xiang)(xiang)RUN為(wei)每一位客戶(hu)(hu)(hu)配備一名家庭醫(yi)生(sheng)(sheng),提供日常健(jian)(jian)康服(fu)務(wu)、小病(bing)門診協助、大(da)病(bing)住院安排、重疾專案管理(li)、慢病(bing)預防管理(li)的(de)(de)全周(zhou)期、全方位健(jian)(jian)康增值(zhi)服(fu)務(wu);尊(zun)享(xiang)(xiang)RUN在(zai)樂(le)(le)享(xiang)(xiang)RUN的(de)(de)基礎上(shang),增加(jia)音視頻問診服(fu)務(wu)和運(yun)動達標(biao)三重獎權益(yi)。全科私家醫(yi)生(sheng)(sheng)7*24小時不限(xian)次在(zai)線候診,實時為(wei)客戶(hu)(hu)(hu)答疑(yi)解惑,尊(zun)享(xiang)(xiang)RUN還為(wei)客戶(hu)(hu)(hu)定制周(zhou)、月(yue)、年三重運(yun)動目標(biao),達成(cheng)相應運(yun)動步數(shu)即可獲得獎勵(li),鼓勵(li)客戶(hu)(hu)(hu)養成(cheng)健(jian)(jian)康生(sheng)(sheng)活(huo)習慣。
尊享RUN Plus定位高端(duan)市場,通過一對一專屬(shu)全科醫生(sheng)、國家級職業健身(shen)教練、中(zhong)國注冊營養(yang)師、國家二級心理咨(zi)詢師等專業化(hua)團隊,搭配體重管(guan)(guan)理、睡眠管(guan)(guan)理、食譜定制、控糖管(guan)(guan)理、重疾專案管(guan)(guan)理、特色體檢、就醫陪診(zhen)、術后護理等服(fu)務舉(ju)措,讓客(ke)戶暢享一站式健康增值(zhi)服(fu)務。
作為市場(chang)上(shang)的(de)大(da)型險企,平安(an)人壽(shou)始終致力于發揮保(bao)險保(bao)障優勢,切(qie)實保(bao)護和提升客戶保(bao)障權益。據(ju)悉,平安(an)人壽(shou)正從“產(chan)品、渠道、數據(ju)化(hua)經營”三個方面(mian)推動(dong)全面(mian)改革轉(zhuan)型, 依托“產(chan)品+”策略,構(gou)建“壽(shou)險+健康、醫療(liao)、慢(man)病、重疾(ji)、養(yang)老”的(de)服務生(sheng)態(tai)圈(quan),滿足(zu)客戶全方位、多場(chang)景的(de)生(sheng)活需求。
平安人壽表示,2021年是(shi)(shi)新重疾元年,此次平安人壽全面上市新版(ban)重疾產品(pin),是(shi)(shi)公(gong)司積極響應(ying)監管號召、堅持保(bao)險(xian)回歸保(bao)障本源的(de)重要體(ti)現。公(gong)司從健(jian)(jian)康(kang)(kang)服(fu)務(wu)切入需求,通過(guo)伴隨式的(de)暖心服(fu)務(wu)體(ti)驗,賦(fu)予產品(pin)新的(de)保(bao)險(xian)溫(wen)度(du)(du);借助高頻服(fu)務(wu)增(zeng)進與客(ke)(ke)戶(hu)(hu)的(de)交流,培養新的(de)銷售理念;并(bing)依(yi)托集團優勢整合資源,形成新的(de)核心競爭(zheng)力。未(wei)來,公(gong)司將持續立足客(ke)(ke)戶(hu)(hu)需求進行(xing)產品(pin)設計和服(fu)務(wu)創新,讓保(bao)險(xian)不(bu)僅僅局限于經濟賠付(fu),更能圍繞客(ke)(ke)戶(hu)(hu)的(de)健(jian)(jian)康(kang)(kang)周期(qi),為客(ke)(ke)戶(hu)(hu)健(jian)(jian)康(kang)(kang)風(feng)險(xian)提供定制的(de)解(jie)決方案,打(da)造更有溫(wen)度(du)(du)的(de)保(bao)險(xian),為客(ke)(ke)戶(hu)(hu)美好(hao)生活保(bao)駕護航。
重要提示:
【1】平(ping)(ping)(ping)安(an)(an)福21 保險產(chan)品計劃(文中(zhong)簡稱“平(ping)(ping)(ping)安(an)(an)福21”)由平(ping)(ping)(ping)安(an)(an)平(ping)(ping)(ping)安(an)(an)福(2021)重大疾(ji)(ji)病保險、平(ping)(ping)(ping)安(an)(an)附加特疾(ji)(ji)10(2021)疾(ji)(ji)病保險、平(ping)(ping)(ping)安(an)(an)附加中(zhong)癥輕癥豁(huo)免保險費疾(ji)(ji)病保險組成,本(ben)計劃中(zhong)附加險為可(ke)(ke)選(xuan)附加,你可(ke)(ke)根據(ju)實(shi)際保障(zhang)需求與經濟承受能力合理規劃選(xuan)擇(ze)保險產(chan)品計劃
【2】平安(an)福21所保(bao)障輕(qing)癥(zheng)均(jun)指(zhi)合(he)同約定的(de)(de)40種(zhong)(zhong)輕(qing)度疾(ji)(ji)(ji)病(bing)(bing),最多可給付6次(ci),每(mei)種(zhong)(zhong)限給付1次(ci);中(zhong)癥(zheng)均(jun)指(zhi)合(he)同約定的(de)(de)20種(zhong)(zhong)中(zhong)癥(zheng)疾(ji)(ji)(ji)病(bing)(bing);重(zhong)疾(ji)(ji)(ji)均(jun)指(zhi)合(he)同約定的(de)(de)120種(zhong)(zhong)重(zhong)大疾(ji)(ji)(ji)病(bing)(bing);被保(bao)人在(zai)70周歲的(de)(de)保(bao)單(dan)(dan)周年(nian)日前(qian),每(mei)次(ci)罹(li)患輕(qing)癥(zheng)可使額(e)外(wai)身故和重(zhong)大疾(ji)(ji)(ji)病(bing)(bing)保(bao)險金增(zeng)加10%,最多增(zeng)加6次(ci);70周歲的(de)(de)保(bao)單(dan)(dan)周年(nian)日前(qian),罹(li)患中(zhong)癥(zheng)可使額(e)外(wai)身故和重(zhong)大疾(ji)(ji)(ji)病(bing)(bing)保(bao)險金增(zeng)加20%。
【3】特疾(ji)保(bao)障,由平安附加特疾(ji)10(2021)疾(ji)病(bing)保(bao)險提供(gong)
【4】平(ping)安(an)(an)(an)六(liu)福保(bao)險(xian)產(chan)品(pin)計(ji)(ji)劃(文中簡稱“平(ping)安(an)(an)(an)六(liu)福”)包含平(ping)安(an)(an)(an)平(ping)安(an)(an)(an)六(liu)福兩全保(bao)險(xian)(主險(xian))、平(ping)安(an)(an)(an)附加(jia)平(ping)安(an)(an)(an)六(liu)福提前給付重大疾(ji)(ji)病(bing)保(bao)險(xian)(簡稱“六(liu)福重疾(ji)(ji)” )、平(ping)安(an)(an)(an)附加(jia)中癥(zheng)輕癥(zheng)豁免(mian)保(bao)險(xian)費疾(ji)(ji)病(bing)保(bao)險(xian)。本計(ji)(ji)劃中附加(jia)險(xian)為可選附加(jia),你可根據(ju)實際保(bao)障需(xu)求與經濟(ji)承受(shou)能力合理規劃選擇保(bao)險(xian)產(chan)品(pin)計(ji)(ji)劃
【5】六(liu)(liu)福重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)分為6組(zu),每組(zu)給(gei)(gei)付(fu)(fu)(fu)間隔期1年(nian)(nian),對于(yu)每組(zu)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji),重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)金(jin)給(gei)(gei)付(fu)(fu)(fu)次(ci)數1次(ci)為限(xian)。等待期后(hou)(hou)(hou),被保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)人確診(zhen)初次(ci)發生合同(tong)約定的(de)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji),我們(men)將按照(zhao)六(liu)(liu)福重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)基(ji)本(ben)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)金(jin)額(e)給(gei)(gei)付(fu)(fu)(fu)第(di)一(yi)次(ci)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)金(jin),給(gei)(gei)付(fu)(fu)(fu)后(hou)(hou)(hou)我們(men)不(bu)(bu)再承擔該重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)所屬(shu)組(zu)別的(de)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)責任。被保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)人于(yu)第(di)一(yi)次(ci)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)確診(zhen)之日(ri)起1年(nian)(nian)后(hou)(hou)(hou)、在(zai)80周(zhou)歲的(de)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)單(dan)周(zhou)年(nian)(nian)日(ri)前(qian),確診(zhen)初次(ci)發生與第(di)一(yi)次(ci)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)所屬(shu)組(zu)別不(bu)(bu)同(tong)的(de)合同(tong)約定重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji),我們(men)將按照(zhao)六(liu)(liu)福重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)基(ji)本(ben)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)金(jin)額(e)給(gei)(gei)付(fu)(fu)(fu)第(di)二(er)次(ci)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)金(jin),以(yi)此類(lei)推,最(zui)多六(liu)(liu)次(ci),詳見保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)條款。首次(ci)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)至終身,二(er)至六(liu)(liu)次(ci)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)至80周(zhou)歲保(bao)(bao)(bao)(bao)(bao)(bao)(bao)單(dan)周(zhou)年(nian)(nian)日(ri),首次(ci)重(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)(zhong)疾(ji)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)金(jin)給(gei)(gei)付(fu)(fu)(fu)后(hou)(hou)(hou),不(bu)(bu)再給(gei)(gei)付(fu)(fu)(fu)輕度、中癥疾(ji)病、少兒特(te)疾(ji)保(bao)(bao)(bao)(bao)(bao)(bao)(bao)險(xian)金(jin)
【6】發生(sheng)輕(qing)癥(zheng)、中癥(zheng)豁(huo)免保障,由平安附加(jia)中癥(zheng)輕(qing)癥(zheng)豁(huo)免保險費疾病(bing)保險提供
【7】運(yun)動享額外保障,僅針(zhen)對投保年齡(ling)大(da)于等于18歲的客戶
【8】尊(zun)享(xiang)RUN Plus服(fu)務含(han)尊(zun)享(xiang)RUN服(fu)務;尊(zun)享(xiang)RUN服(fu)務含(han)樂享(xiang)RUN服(fu)務;服(fu)務獲(huo)得(de)條件(jian):投(tou)保相(xiang)應保險產品并(bing)作為(wei)被保人(ren)
【9】健康增值服(fu)務(wu)由平(ping)安健康互聯網(wang)股(gu)份有(you)限公司提供;控糖管(guan)理(li)服(fu)務(wu)由平(ping)安國際智慧城市科技股(gu)份有(you)限公司提供;以服(fu)務(wu)手(shou)冊為準(zhun)
【10】本文所載內(nei)容(rong)僅供您理解保(bao)險(xian)條款所用,在(zai)某些情況(kuang)下(xia),我們不承擔給付保(bao)險(xian)金的(de)責(ze)任,具(ju)(ju)體保(bao)險(xian)責(ze)任、責(ze)任免除、合同解除及其(qi)他內(nei)容(rong)詳見(jian)保(bao)險(xian)條款,具(ju)(ju)體購(gou)買規(gui)(gui)則以公司規(gui)(gui)定為準(zhun)。
【11】中國平安人壽保(bao)險股份有(you)限公司保(bao)留對(dui)服(fu)(fu)務內容、服(fu)(fu)務提(ti)供對(dui)象、服(fu)(fu)務提(ti)供規則的調整權利