上海2017年(nian)7月21日電 /美通社/ -- 2017年(nian)7月20日,國內(nei)知名互聯網(wang)金(jin)融(rong)(rong)企業 -- 米(mi)缸金(jin)融(rong)(rong)與(yu)安心(xin)財(cai)產保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)有限責任公司(si)(以(yi)下簡稱“安心(xin)互聯網(wang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)”)達成履約保(bao)(bao)(bao)(bao)證(zheng)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)合作,未來(lai)米(mi)缸金(jin)融(rong)(rong)將推出底層債(zhai)權由安心(xin)互聯網(wang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)提供(gong)履約保(bao)(bao)(bao)(bao)證(zheng)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)服務的定(ding)期理財(cai)產品。這是繼2015年(nian)8月米(mi)缸金(jin)融(rong)(rong)與(yu)天(tian)安財(cai)險(xian)(xian)(xian)(xian)(xian)首(shou)次達成合作后(hou),第(di)二家為(wei)米(mi)缸金(jin)融(rong)(rong)平臺用戶(hu)提供(gong)履約保(bao)(bao)(bao)(bao)證(zheng)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)服務的保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)公司(si)。
安(an)心互(hu)聯(lian)網保險(xian)(xian)是在(zai)國家“互(hu)聯(lian)網+”戰略提(ti)出(chu)后,于(yu)2015年6月26日獲(huo)得保監會批準籌(chou)備的(de)首批互(hu)聯(lian)網創新(xin)型保險(xian)(xian)公司(si)之一。成立以來,安(an)心互(hu)聯(lian)網保險(xian)(xian)憑借(jie)在(zai)體系架構、業務理念以及(ji)產(chan)品開發等方面(mian)的(de)創新(xin)和(he)突出(chu)表現,屢次獲(huo)得中國保險(xian)(xian)業的(de)創新(xin)大獎,并致力于(yu)打造互(hu)聯(lian)網保險(xian)(xian)第一品牌。
自2015年8月米缸金(jin)融與(yu)天安(an)財險(xian)率(lv)先開起“互(hu)聯(lian)網金(jin)融+履(lv)約(yue)保(bao)證保(bao)險(xian)”的(de)(de)(de)合(he)(he)作(zuo)以來(lai),該模式獲(huo)得了業內的(de)(de)(de)一致認(ren)可(ke),履(lv)約(yue)保(bao)證保(bao)險(xian)也(ye)被公(gong)認(ren)為(wei)“互(hu)金(jin)平臺(tai)(tai)(tai)較安(an)全(quan)的(de)(de)(de)保(bao)障方式”。但(dan)由于(yu)保(bao)險(xian)公(gong)司對(dui)于(yu)合(he)(he)作(zuo)平臺(tai)(tai)(tai)的(de)(de)(de)要(yao)求和門(men)檻極高(gao),截至目前,成(cheng)功引入履(lv)約(yue)保(bao)證保(bao)險(xian)合(he)(he)作(zuo)的(de)(de)(de)平臺(tai)(tai)(tai)僅20余家,占(zhan)比不(bu)超(chao)過平臺(tai)(tai)(tai)總數的(de)(de)(de)1%。此次米缸金(jin)融與(yu)安(an)心互(hu)聯(lian)網保(bao)險(xian)的(de)(de)(de)合(he)(he)作(zuo)達(da)成(cheng),是又(you)一家持牌保(bao)險(xian)公(gong)司對(dui)米缸金(jin)融平臺(tai)(tai)(tai)合(he)(he)規合(he)(he)法性(xing)、風控(kong)水平、資產質(zhi)量、運營能(neng)力的(de)(de)(de)認(ren)可(ke)。
合(he)作開展后,凡是投(tou)資人(ren)在(zai)米缸(gang)(gang)金融(rong)平(ping)臺上購(gou)買底層債(zhai)權由(you)安(an)心(xin)互聯網保險(xian)提供履約保證保險(xian)的(de)米缸(gang)(gang)定期(qi)理財(cai)產品,一旦底層債(zhai)權發(fa)生逾期(qi),都將由(you)安(an)心(xin)互聯網保險(xian)根據保單(dan)約定進行本金及利息(xi)賠付。